Sarah Johnson
Home Insurance for Longview & Kelso: Neighbors Protecting Neighbors
Protecting Homes in Longview, Kelso & Cowlitz County
In Longview and Kelso, we know the value of home—whether it’s a classic bungalow near Lake Sacajawea, a fixer-upper in Highlands, or a farmhouse out by Castle Rock. Phillipps Insurance is just up the road in Toledo, and we treat every client like a neighbor, serving families who’ve called Cowlitz County home for generations.
Looking for even more peace of mind? Ask how you can bundle your
home and
auto insurance to save, or add affordable
umbrella insurance for extra protection.
Floods, Storms & the Unexpected—Are You Covered?
Living near the Columbia and Cowlitz rivers means heavy rains and the threat of flooding—sometimes even outside official floodplains. We help Longview and Kelso homeowners understand exactly what’s covered by standard insurance and when to consider flood insurance as an add-on. Our team also helps you prepare for winter storms, wind, and more—no surprises, just solid protection.
Local Expertise, Real Savings for Every Home
From Rose Valley to West Longview and across Woodland and Kalama, every home is unique. We help you get all the discounts you deserve—newer roofs, security systems, no-claims, and more. As an independent agency, Phillipps compares multiple carriers to make sure you’re getting the best coverage for the best price.
Frequently Asked Questions—Home Insurance in Longview & Kelso
Is flood insurance recommended in Longview/Kelso?
Yes—flooding can happen even outside mapped flood zones. Standard homeowners insurance doesn’t cover it, but we can help you add flood coverage if it fits your needs.
Can I get coverage for an older or fixer-upper home?
Absolutely. We work with many carriers who insure older homes and will help you get the best rates for your property.
What discounts can Longview homeowners get?
Newer roof, alarm system, claims-free history, and bundling home and auto are all ways to save.
Can I insure a manufactured home in Cowlitz County?
Yes. Many carriers cover manufactured and modular homes—just ask for details.
How do I handle a claim?
Call us directly or your insurance company. Phillipps Insurance will assist you step by step for a smooth process.
Need renters or business insurance too? We’ve got you covered, whether you own or rent in Cowlitz County.