Auto, Home & Personal Insurance

Personalized Coverage for Everyday Life

Protect your family, your property & your peace of mind

Insurance isn’t about paperwork—it’s about people. That’s why we offer simple, personalized insurance options for the things that matter most. Whether you need to insure your car, cover your home, or add extra protection for the unexpected, we’ll walk you through your choices and help you find what fits.


We’re based right here in Toledo, Washington. So when you call, you’re talking to someone who knows the roads you drive, the weather you live with, and the kind of support local families expect.

Auto, Motorcycle & RV Insurance

Drive, ride & roam with confidence

We help you get where you’re going—with the coverage that keeps you moving. Whether you’re looking for basic liability or full coverage with extras, we’ll guide you through the options. Need an SR-22? We handle those, too.


List of Coverage Options:


  • Auto Insurance: From state-minimum liability to full coverage, we tailor every policy to fit your needs and budget.
  • SR-22 Filing: Fast, same-day filings for high-risk drivers who need proof of insurance.
  • Motorcycle Insurance: Protection for bikes of all kinds—cruisers, sport bikes, and touring motorcycles.
  • Classic Car Insurance: Specialized coverage for antique or collectible vehicles.
  • ATV & Powersport Insurance: Coverage for off-road vehicles used for work or recreation.

RV Insurance: Coverage for motorhomes, campers, and trailers whether you're parked or on the move.

Homeowners & Renters Insurance

Coverage for where you live—and what’s inside

Coverage for where you live—and what’s inside


Whether you own a home in Toledo or rent an apartment in Winlock or Castle Rock, we can help protect your belongings and your liability. We offer home, condo, renters, and mobile home insurance from top carriers, so you can compare options and find the right fit.



We’ll help you understand your coverage, whether you need to protect a starter home, a multi-family unit, or your belongings in a rental.

Additional Personal Coverage Options

Extra protection when life doesn’t go as planned

Sometimes your standard coverage isn’t enough. That’s where add-on policies like umbrella insurance come in. We’ll explain when these extras make sense and how they help protect your finances after a major claim or lawsuit.


If you’ve got more to lose—or more to protect—we’ll help you find the extra layer of coverage that gives you peace of mind.


List Options:


  • Personal Umbrella Insurance: Extends liability coverage beyond your home and auto policies.
  • Flood & Earthquake Insurance: Optional policies available based on your location and lender requirements.
  • Valuable Items Coverage: Extra protection for jewelry, firearms, art, or collectibles.

Be Ready Before Disaster Strikes

A little planning now can make a big difference later

We’ve seen how quickly things can change—especially here in Southwest Washington, where rivers swell and windstorms hit hard. Taking a few steps now can help protect your family, your property, and your peace of mind. Here are a few smart ways to prepare:

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Check Your Coverage Limits

Make sure your current policy actually matches your life today—not the one you had five years ago.

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Build a Go-Bag

Pack essentials like water, food, blankets, flashlights, a power bank, and backup meds in one grab-and-go kit.

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Map a Local Exit Plan

Know multiple ways out of your neighborhood in case of downed trees, fire, or road closures.

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Protect Critical Paperwork

Store printed copies of your insurance info, ID, and home inventory in a waterproof envelope or safe box.

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Do Seasonal Repairs

Trim overhanging branches, clear gutters, and make sure windows and doors are sealed tight before storm season.

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Use Trusted Alerts

Sign up for Lewis County or state emergency texts so you’re the first to know if something’s headed your way.

FAQs

Got questions about coverage? We’re here with answers.

  • Can I combine different types of personal insurance with one agent?

    Yes—and it often saves you money. We’ll help bundle policies like home and auto for better pricing.

  • Do you compare quotes from multiple companies?

    We do. As an independent agency, we shop with several trusted insurers to help you find the best fit.

  • How do I figure out how much coverage I really need?

    That’s what we’re here for. We’ll talk through what you own, your risks, and your goals before recommending a policy.

  • Is umbrella insurance something I should think about?

    If you have assets worth protecting, yes. It adds extra liability protection beyond your home or auto limits.

  • What if I already have insurance somewhere else?

    No problem—we’ll review your current policy and let you know if it makes sense to switch.

Ready to Get Started?

We’ll help you compare your options, explain the coverage, and get you set up—all in one short phone call.

Contact Us