Cargo Insurance Vs. Commercial Trucking Insurance
Posted: July 18, 2019
Cargo Insurance Vs. Commercial Trucking InsuranceCommercial carriers are required by law to have carrier liability insurance. Since this insurance provides limited coverage, and because cargo can be damaged in many different ways, most shippers request cargo insurance to protect their goods from damage, loss, or theft during transit. Commercial trucking insurance, on the other hand, is essential coverage for a business or owner-operator providing trucking services. What Is Cargo Insurance?...
Understanding Collector Car Insurance
Posted: July 16, 2019
Understanding Collector Car InsuranceAnyone who owns a car needs car insurance. However, collector cars are different and require a special type of auto insurance. Collector car insurance is designed specifically to provide coverage for valuable classic, antique, and collector motor vehicles. Why Do Collector Cars Require Unique Insurance? Special collector car insurance is needed for several different reasons: Classic performance and collector cars are typically more expensive than...
How an ignition interlock device can help you get back on track
Posted: July 9, 2019
How an ignition interlock device can help you get back on trackYou made a mistake behind the wheel and are convicted of a DUI/OWI. Now you need to get your life in order. Installing an ignition interlock may be one step in helping you get started. What’s an ignition interlock device? An ignition interlock device is a breathalyzer for your car. You have to blow into the device in order to start the car’s engine. If...
How Long Does Business Interruption Insurance Coverage Last?
Posted: July 4, 2019
How Long Does Business Interruption Insurance Coverage Last?Most commercial property insurance policies include business interruption insurance. With this coverage, the insurer agrees to pay for loss of business income resulting from a covered peril. But how long does it last? In most cases, business interruption insurance coverage continues from the date of loss until property damage can be repaired with dispatch and due diligence. Period Of Restoration The length of time in...
How To Lower Your Homeowners Insurance Costs
Posted: July 2, 2019
How To Lower Your Homeowners Insurance CostsIf you own a home, homeowners insurance is an item in your budget that’s there to stay. Depending on the size of your home, location, and other factors, your premiums may be significant and could increase over time. However, there are ways to minimize the cost of homeowners insurance. Taking the following steps could help lower your premiums. Increase Your Deductible A deductible is the...