When Do My Kids Need Their Own Car Insurance Policy?
Posted: January 1, 2020
When Do My Kids Need Their Own Car Insurance Policy?Eventually, the time comes for chicks to leave the nest. When children leave home, it often goes through several phases. Kids turn 18, graduate from high school, and may go off to college, but their parents are still providing support in many ways. At what age does a child need his or her own auto insurance policy? That depends on where your child is living...
Understanding Kidnap & Ransom Insurance
Posted: December 19, 2019
Understanding Kidnap & Ransom InsuranceKidnapping for ransom is a lucrative business for perpetrators and more prevalent than you may think. The Insurance Information Institute (III) reports that kidnapping for ransom is on the increase. Prime targets are wealthy businesspeople and their families, professionals traveling abroad, journalists, and aid workers. Most kidnappings of Americans for ransom or extortion occur in Mexico, Columbia, Central or South American countries, parts of Africa,...
Will My Homeowners Insurance Cover Damage To My Yard?
Posted: December 16, 2019
Will My Homeowners Insurance Cover Damage To My Yard?Each homeowners insurance policy is different. Our friendly agent will be happy to review your policy with you to help ensure you have the coverage you need. Generally, homeowners insurance covers a broad range of potential damages that includes the dwelling itself and other structures on the property, such as a fence, shed, or driveway. The following can give you an idea of what is...
Driving with a named driver auto policy in Texas? The new year means new changes are heading your way.
Posted: December 13, 2019
Driving with a named driver auto policy in Texas? The new year means new changes are heading your way.If you currently hold a named driver auto insurance policy in Texas, changes are coming down the road in 2020. Effective January 1, named driver policies will be prohibited in Texas by House Bill 259. What’s a named driver policy? A named driver policy provides auto coverage to drivers listed on the policy—but doesn’t provide coverage for household members who aren’t named. If a vehicle...
Liquor Liability Insurance Vs. Brewery, Vineyard, and Distillery Insurance
Posted: December 4, 2019
Liquor Liability Insurance Vs. Brewery, Vineyard, and Distillery InsuranceBoth the popularity and number of craft breweries, vineyards, wineries, and distilleries are on the rise in the U.S. However, these types of businesses can have complicated insurance needs. Any establishment that has a tasting room or serves alcohol needs liquor liability insurance, but that is only the beginning of the coverage you may need. Our knowledgeable agent can help ensure you have the right...