Sarah Johnson
Car Insurance for Salem, Oregon: Independent, Local, and Easy
Auto Insurance Solutions for Salem & the Willamette Valley
Salem, Oregon drivers face it all—from downtown traffic jams to slick winter roads through wine country. At Phillipps Insurance, you get more than just a policy—you get local expertise from an agency with 33+ years serving Oregonians. Whether you’re commuting on I-5, running errands in Keizer, or exploring Silverton and Stayton, we’ve got your insurance needs covered.
For complete protection, see how easy it is to bundle your
auto policy with
home insurance or
renters insurance—saving time and money for Salem families.
What Oregon Drivers Need to Know—State Coverage Requirements
Oregon law requires all drivers to carry at least $25,000 per person and $50,000 per accident for bodily injury, $20,000 for property damage, plus Personal Injury Protection (PIP) and Uninsured Motorist coverage. Phillipps Insurance is fully licensed in Oregon and will walk you through every requirement, including filing SR-22s with the DMV if needed. You get the confidence of a local agent, without ever needing to leave Salem.
Why Choose Phillipps Insurance for Salem Car Insurance?
Unlike national brands or single-carrier agencies, Phillipps compares multiple Oregon insurers to get you better rates and custom coverage—often saving Salem drivers up to 20% when they switch. Everything can be done online or by phone, with fast e-signatures and digital proof of insurance. Whether you need coverage for a family car, student driver, or want to add umbrella protection, our process is quick, convenient, and designed for your busy life.
Have a business or extra vehicles in Oregon? Ask about
business insurance and
RV insurance—one agency, every policy.
Frequently Asked Questions—Salem Auto Insurance
What’s the minimum car insurance required in Oregon?
$25,000 per person, $50,000 per accident for injuries, $20,000 property damage, plus PIP and UM. We’ll make sure you’re compliant and protected.
Can I use my Washington insurance in Oregon if I move to Salem?
You’ll need an Oregon policy, but we can help you transition easily—no office visit required.
Do you handle SR-22 filings for the Oregon DMV?
Yes, we file SR-22s electronically with the Oregon DMV for fast reinstatement.
Are there discounts for Salem drivers?
Yes! We’ll shop for every available discount—multi-policy, safe driver, student, and more.
How quickly can I get proof of insurance?
In most cases, you’ll have digital proof by email the same day you bind your policy.