Sarah Johnson
Auto Insurance for Centralia & Chehalis: Neighbors Serving Neighbors
Auto Insurance Built for Centralia, Chehalis & All of Lewis County
In Centralia and Chehalis, neighbors know neighbors—and at Phillipps Insurance, we treat you like one. As a small-town agency rooted in Lewis County for over 33 years, we’ve helped drivers in Centralia, Chehalis, and nearby towns like Napavine, Winlock, and Morton protect what matters most.
Looking for coverage beyond your car? Explore our
home insurance and
renters insurance options, all tailored for Lewis County residents. Need extra protection? Ask about
umbrella insurance or
business insurance for local farms, small businesses, or side hustles.
Why Drivers in Centralia & Chehalis Choose Phillipps Insurance
Most agencies in town represent just one carrier—but Phillipps is independent, comparing rates from many top insurance companies to find your best fit. Whether you drive rural backroads near Napavine, commute on I-5 to Olympia, or need coverage for a farm truck or classic car, you’ll get real advice, competitive pricing, and friendly support from local agents who know Lewis County inside and out.
Insurance for Rural Roads, Highways & Every Scenario
Centralia and Chehalis aren’t just about Main Street—drivers here face deer on rural highways, icy winter roads in the hills, and long trips across Lewis County. Our team will walk you through coverage choices that make sense here—like comprehensive coverage for animal collisions, roadside assistance for breakdowns far from town, and high liability limits for busy I-5 commutes.
Have other vehicles? We insure
RVs and recreational vehicles, too. And when it’s time to
cover your business, we’re here to help.
Frequently Asked Questions for Centralia/Chehalis Auto Insurance
Do you insure classic cars or trucks for rural drivers?
Yes, we can insure classic cars, trucks, and modified vehicles—just let us know what you drive.
I have a teen driver at Centralia High School—can you help with affordable coverage?
Absolutely. We’ll find every discount for youthful drivers, including safe driver, good student, and multi-car savings.
Can I get SR-22 insurance through you in Lewis County?
Yes—we handle same-day SR-22 filings for Centralia, Chehalis, and all of Lewis County.
What if I need to file a claim—do I have to drive to Toledo or can it be handled by phone?
Claims can be started by phone or email—our team supports you every step of the way.
Do you offer coverage for farm vehicles or modified trucks?
Yes, we work with farm owners and rural drivers to insure specialty vehicles and equipment.