Phillipps Insurance Blog
Insights for Everyday Insurance Decisions
We believe informed clients make confident decisions. That’s why we write about the insurance questions you’re already asking—whether it’s how long you need to keep an SR-22, when to update your home coverage, or why cyber liability matters even for small businesses.
Back-To-School Safety Reminders
As families get ready for another school year, it’s the perfect moment to refresh the everyday safety habits that help keep students protected. From the commute in the morning to after-school...
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Insurance & College Students - Key Considerations
Sending a child to college marks an important turning point, full of excitement, new routines, and growing independence. While academics, housing, and financial planning often take center stage,...
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Does Auto Insurance Follow the Car or the Driver?
If you’ve ever lent out your car—or borrowed someone else’s—you may have wondered which insurance policy takes the lead if an accident happens. Although most situations follow a predictable pattern...
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Boat Liability Risks Most Owners Don’t Think About
Boating season brings excitement, long-awaited sunshine, and plenty of time on the water. But before launching for the first outing of the year, it’s important to confirm that your insurance policy...
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Pool, Trampoline & Backyard Liability - Are You Covered This Summer?
Summer often inspires homeowners to turn their outdoor spaces into lively gathering spots, adding features like pools, trampolines, and play structures to create a fun environment for family and...
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What Is an Additional Insured Endorsement?
Additional insured endorsements are a common requirement in commercial agreements, but they are often misunderstood. While they can offer valuable protection when businesses work together, the...
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Rising temperatures can create serious challenges for businesses that rely on physical labor, especi...
Rising temperatures can create serious challenges for businesses that rely on physical labor, especially in industries like construction, agriculture, manufacturing, and other hands-on fields. As...
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Summer fun tends to arrive quickly, and once the warm weather hits, weekends often book up with outd...
Summer fun tends to arrive quickly, and once the warm weather hits, weekends often book up with outdoor plans before you know it. Whether you're heading out with an RV, launching a boat, riding...
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April marks Distracted Driving Awareness Month, a reminder of how quickly small lapses in focus can...
April marks Distracted Driving Awareness Month, a reminder of how quickly small lapses in focus can turn into major dangers on the road. Many collisions happen not because of road or weather...
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