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Insurance Blog

Cargo Insurance Vs. Wholesalers & Distributors Insurance

Cargo insurance is not the same thing as wholesalers and distributors insurance. If your business is a wholesaler or distributor that ships cargo, you may need both types of insurance. Our experienced agent can review your business policies with you to help ensure you have the coverage you need at the best price for you. What Is Cargo Insurance? Cargo insurance provides protection against risks...

What Does My Renters Insurance Cover?

If you are renting a home or apartment, it is important to have renters insurance. Although there is no legal requirement that you carry renters insurance, it may be required by your landlord under the terms of your lease. It helps protect both you and your landlord by ensuring that, if something happens on the premises, either the landlord’s insurance or your renters insurance will...

How cargo weight can make a difference in your motorcycle riding experience

Does Gross Vehicle Weight Rating (GVWR) mean anything to you as a motorcycle rider? It should, since it’s one of the most important specifications about your motorcycle that you should be aware of before you ride. It’s especially critical when you start packing for a long-distance tour. Why is GVWR important? By understanding your bike’s GVWR, you know how much you can carry without risking...

How Business Owners Package (BOP) Insurance Can Save You Money

Business owners package (BOP) insurance gives you several different insurance products rolled into one. Eligibility for this type of package can vary among providers. Purchasing BOP insurance can save your business money, as it is typically sold at a premium less than the total cost of individual coverages. What Does Business Owners Package Insurance Cover? BOP insurance can be individually-tailored to suit your business. Our...

A year after a hurricane strikes, motorcycle riders return to Florida to rally and help with recovery

Motorcycle riders are a hardy bunch of people—no climate-controlled cabin for us. We encounter the forces of nature straight on. Whether it’s wind, rain, or extreme temperatures, we ride for the pure joy of thundering down the road. Even stormy weather forecasts for the rally we’re riding to won’t deter us from enjoying the fun and camaraderie—unless the forecast is for a Category 5 hurricane....